diff --git a/Sources/epoch_code/compile/traders/EPOCH_startBankTransfer.sqf b/Sources/epoch_code/compile/traders/EPOCH_startBankTransfer.sqf
index dc4b6f40..ac5ac1ce 100644
--- a/Sources/epoch_code/compile/traders/EPOCH_startBankTransfer.sqf
+++ b/Sources/epoch_code/compile/traders/EPOCH_startBankTransfer.sqf
@@ -8,13 +8,16 @@ if (isNil "EPOCH_bankTransferActive") then {
 
 	[] spawn {
 		private ["_transferTarget","_progress","_sleep","_deposit","_withdraw","_transfer","_totalTransfer"];
-		
+
 		ctrlSetText[1004,"Transfer started, please wait."];
 
 		_deposit = parseNumber(ctrlText 1401) min EPOCH_playerCrypto;
 		_withdraw = parseNumber(ctrlText 1402) min EPOCH_bankBalance;
 		_transfer = parseNumber(ctrlText 1400) min EPOCH_bankBalance;
 
+		_config = 'CfgEpochClient' call EPOCH_returnConfig;
+		getArray(_config >> "bankTransferTime") params [["_timePerCrypto",0.0006],["_maxWait",1.2],["_minWait",0.06]];
+
 		_totalTransfer = (_deposit + _withdraw) + _transfer;
 		_progress = 0;
 
@@ -27,11 +30,11 @@ if (isNil "EPOCH_bankTransferActive") then {
 
 		if (_deposit > 0 || _withdraw > 0 || (_transfer > 0 && _transferTarget != "")) then {
 
-			_sleep = ((_totalTransfer * 0.0006) min 1.2) max 0.06;
+			_sleep = ((_totalTransfer * _timePerCrypto) min _maxWait) max _minWait;
 			for "_i" from 0 to 100 do {
 				if (isNull(findDisplay -13)) exitWith{};
 				_progress = _progress + 1;
-				if (_progress > 100) exitWith{};
+				if (_progress >= 100) exitWith{};
 				ctrlSetText[1200, format["\x\addons\a3_epoch_code\Data\UI\loading_bar_%1.paa", _progress]];
 				uiSleep _sleep;
 			};
diff --git a/Sources/epoch_config/Configs/CfgEpochClient.hpp b/Sources/epoch_config/Configs/CfgEpochClient.hpp
index a3ef0c9b..7aac2f47 100644
--- a/Sources/epoch_config/Configs/CfgEpochClient.hpp
+++ b/Sources/epoch_config/Configs/CfgEpochClient.hpp
@@ -16,7 +16,7 @@ class CfgEpochClient
 	epochVersion = "0.3.9.0";
 	sapperRngChance = 100; // increase number to reduce chances and reduce to increase. Default 100 = 1% - 55% if soiled (+ 2% if in city) chance to spawn sapper
 	droneRngChance = 100; // increase number to reduce chances and reduce to increase. Default 100 = // 2% chance (+ 4% chance if in city) (1% - 2% Half if using silencer) to spawn drone if shot fired
-	buildingNearbyMilitary = 0; //1 to allow building nearby
+	buildingNearbyMilitary = 0; //1 to allow building nearby Military buildings
 	buildingNearbyMilitaryRange = 300; //Define radius of blocked area
 	buildingNearbyMilitaryClasses[] = {"Cargo_Tower_base_F","Cargo_HQ_base_F","Cargo_Patrol_base_F","Cargo_House_base_F"};
 	restrictedLocations[] = {"NameCityCapital"};
@@ -108,6 +108,9 @@ class CfgEpochClient
 	playerDisableRevenge = 0; // 0 = invoke playerKilledScreen when killed by another player, 1 = disable.
 	playerRevengeMinAliveTime = 900; // time in seconds player must be alive before Revenge option is available.
 
+	// banking
+	bankTransferTime[] = {0.0006,1.2,0.06}; // {time per crypto,max wait time,min wait time}
+
 	// include configs
     #include "CfgEpochClient\Altis.hpp"
     #include "CfgEpochClient\australia.hpp"