diff --git a/server/src/rtsim/entity.rs b/server/src/rtsim/entity.rs
index d61d70d38d..ab6401afba 100644
--- a/server/src/rtsim/entity.rs
+++ b/server/src/rtsim/entity.rs
@@ -104,8 +104,6 @@ impl Entity {
     // is not used for RtSim as of now.
     pub fn get_adhoc_loadout(
         &self,
-        world: &World,
-        index: &world::IndexOwned,
     ) -> fn(LoadoutBuilder, Option<&trade::SiteInformation>) -> LoadoutBuilder {
         let body = self.get_body();
         let kind = self.kind;
diff --git a/server/src/rtsim/tick.rs b/server/src/rtsim/tick.rs
index 3102166dc1..9c111b0543 100644
--- a/server/src/rtsim/tick.rs
+++ b/server/src/rtsim/tick.rs
@@ -129,16 +129,31 @@ impl<'a> System<'a> for Sys {
             } else {
                 let entity_config_path = entity.get_entity_config();
                 let mut loadout_rng = entity.loadout_rng();
-                let ad_hoc_loadout = entity.get_adhoc_loadout(&world, &index);
+                let ad_hoc_loadout = entity.get_adhoc_loadout();
                 // Body is rewritten so that body parameters
                 // are consistent between reifications
                 let entity_config = EntityConfig::from_asset_expect(entity_config_path)
                     .with_body(BodyBuilder::Exact(body));
 
-                let entity_info = EntityInfo::at(pos.0)
+                let mut entity_info = EntityInfo::at(pos.0)
                     .with_entity_config(entity_config, Some(entity_config_path))
                     .with_lazy_loadout(ad_hoc_loadout)
                     .with_health_scaling(10);
+                // Merchants can be traded with
+                if let Some(economy) = matches!(entity.kind, RtSimEntityKind::Merchant)
+                    .then(|| {
+                        entity
+                            .brain
+                            .begin_site()
+                            .and_then(|home| world.civs().sites[home].site_tmp)
+                            .and_then(|site| index.sites[site].trade_information(site.id()))
+                    })
+                    .flatten()
+                {
+                    entity_info = entity_info
+                        .with_agent_mark(comp::agent::Mark::Merchant)
+                        .with_economy(&economy);
+                }
                 match NpcData::from_entity_info(entity_info, &mut loadout_rng) {
                     NpcData::Data {
                         pos,
diff --git a/world/src/site/mod.rs b/world/src/site/mod.rs
index c855b298a1..8e15a8db56 100644
--- a/world/src/site/mod.rs
+++ b/world/src/site/mod.rs
@@ -131,15 +131,17 @@ impl Site {
         site_id: common::trade::SiteId,
     ) -> Option<common::trade::SiteInformation> {
         match &self.kind {
-            SiteKind::Settlement(s) => Some(common::trade::SiteInformation {
-                id: site_id,
-                unconsumed_stock: self
-                    .economy
-                    .unconsumed_stock
-                    .iter()
-                    .map(|(g, a)| (g.into(), *a))
-                    .collect(),
-            }),
+            SiteKind::Settlement(_) | SiteKind::Refactor(_) => {
+                Some(common::trade::SiteInformation {
+                    id: site_id,
+                    unconsumed_stock: self
+                        .economy
+                        .unconsumed_stock
+                        .iter()
+                        .map(|(g, a)| (g.into(), *a))
+                        .collect(),
+                })
+            },
             _ => None,
         }
     }
diff --git a/world/src/site/settlement/mod.rs b/world/src/site/settlement/mod.rs
index 6ddaae9051..9c568b6c50 100644
--- a/world/src/site/settlement/mod.rs
+++ b/world/src/site/settlement/mod.rs
@@ -1125,7 +1125,7 @@ fn ingredient_backpack(economy: Option<&trade::SiteInformation>, rng: &mut impl
 
     // `to_skip` is ideologicaly boolean flag either to start from 0-th or 1-th slot
     let mut to_skip = 0;
-    if let Some(coins) = coins {
+    if let Some(coins) = coins.filter(|c| *c > 0) {
         let mut coin_item = Item::new_from_asset_expect("common.items.utility.coins");
         coin_item
             .set_amount(coins)